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1. With the cost of U.S. auto insurance on the rise—it's increased by nearly 40 percent since 2000—we help you get the most for your money. When you switch to Progressive Direct, you could save hundreds on California car insurance and get auto insurance discounts and free extras like small accident forgiveness, too. You can feel confident that you're getting a good deal.

2. When you quote with Progressive Direct, which takes about six minutes, you can have us recommend California car insurance coverages for you. You can also create a custom package or choose the Name Your Price® option if you're shopping on a budget. By choosing coverage that's right for you, you can prepare for many unexpected situations, from breakdowns to fender benders.

3. With instant access to your Progressive Direct auto insurance policy, you can quickly and securely make a payment, update information and more — 24/7. Simply log into your policy online or from your Smartphone. Or, call us.

4. You can report an accident anytime, too, and with more than 20 auto insurance claims offices in California — including Los Angeles, San Diego and San Francisco — we'll be right there to start your claim, so you can get back on the road quickly and move on with your life.

5. For your repairs, you can choose one of our network shops or our concierge level of claims service, which is available through our California Service Center, and we'll guarantee your repairs for as long as you own or lease your car. Plus, with our concierge level of claims service, you'll save time and effort by having us manage the entire repair process. You can also choose your favorite repair shop, if you prefer.

6. Anaheim, Bakersfield, Chula Vista, Fremont, Fresno, Glendale, Huntington Beach, Irvine, Long Beach, Los Angeles, Modesto, Oakland, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Jose, Santa Ana, Stockton

7. Name Your Price® is available for new auto quotes. Prices and coverage match are limited by state law. Amounts entered outside of our range of coverage prices will be shown the closest available coverage package.

8. Some services described above are only available to customers who purchased coverages such as Comprehensive, Collision, Rental Reimbursement, Medical Payments, etc., before their loss. Coverage is subject to the terms of your policy. Please refer to your policy to verify which coverages you have.

9. When you get a free car insurance quote from Progressive Direct, you can quickly compare California car insurance rates to find a policy that's right for you.

10. When you switch to Progressive Direct, you could save hundreds on California car insurance and get auto insurance discounts and free extras like small accident forgiveness, too.